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The Capital One® Quicksilver® Cash Rewards Credit Card gives you 1.5% cash back on all purchases.
And like all Capital One credit cards, there are no foreign transaction fees.
Then, you get another 1% cash back as you pay it off. This lets you earn rewards twice as good as standard reward cards.
But, if you’re looking for freedom to spend without restrictions, sticking with the Citi® Double Cash Card may be your best simple bet.
Where the card gets interesting is if you're a Bank of America customer with a checking, savings, or IRA account.
If you are, you'll get a 10% bonus on what you earn each year, so the card effectively earns you 1.65x points per dollar.
The advantage of the Fidelity card over the Citi® Double Cash Card is that its foreign transaction fees are just 1% versus 3% for the Citi® Double Cash Card.
But setting up the Fidelity card and rewards is more cumbersome than the dead simple Citi® Double Cash Card.